Canada has confirmed triple pension payouts under the OAS, GIS, and CPP programs for November 2025, providing much-needed financial relief for seniors. With rising living costs and inflation concerns, these combined payments—totaling over $3,300—aim to support older adults across the country. This includes a confirmed $808 from Old Age Security (OAS), $1,097 from the Guaranteed Income Supplement (GIS), and $1,433 from the Canada Pension Plan (CPP). In this article, we break down the exact amounts, eligibility criteria, and payment schedules for November to help Canadian retirees and low-income seniors stay informed and prepared.
OAS Pension November 2025 Payment: $808 Confirmed
The Old Age Security (OAS) pension will provide up to $808 this November for eligible seniors aged 65 and above. This benefit is a key income support for older Canadians who meet the residency requirement and have legal status in the country. The OAS amount is adjusted quarterly based on inflation trends and is paid out monthly. If you are 75 or older, you may also receive an extra 10% increase in your OAS benefit, offering a welcome boost to your finances. The November payment will be deposited around the third week of the month.
GIS November 2025 Update: $1,097 Payout for Low-Income Seniors
The Guaranteed Income Supplement (GIS) is offering up to $1,097 in November for low-income seniors who already qualify for the OAS. This tax-free benefit is aimed at reducing poverty among seniors and is calculated based on individual or combined income from the previous year. If you’re single, you can receive the full GIS amount if your annual income is below $21,456. Couples will have different thresholds based on their combined earnings. The GIS is automatically adjusted and deposited alongside OAS payments for ease of access.
CPP November Payout: $1,433 Sent to Retirees
The Canada Pension Plan (CPP) will issue up to $1,433 in November to eligible retirees, depending on how much they contributed during their working years. CPP payments are typically available to those who begin drawing their pension from age 60 onwards. The amount you receive depends on your average earnings, contribution period, and the age you start your pension. November’s CPP payment will follow the standard monthly deposit cycle and is usually released during the last week of the month. Many seniors rely on CPP as a stable source of income in retirement.
Triple Pension Summary: A Boost in Difficult Times
November 2025’s triple pension disbursement is a major relief for seniors facing rising costs and limited income options. With the combined support of OAS, GIS, and CPP—reaching over $3,300 monthly—many older Canadians can better manage expenses like groceries, rent, and medication. These government-backed payments continue to play a critical role in sustaining quality of life for Canada’s ageing population. Seniors are encouraged to keep their CRA My Account updated and track all payment schedules.
| Pension Type | Max Monthly Amount (Nov 2025) | Eligibility Age | Payment Date |
|---|---|---|---|
| Old Age Security (OAS) | $808 | 65+ | Third week of November |
| Guaranteed Income Supplement (GIS) | $1,097 | 65+ with low income | Same as OAS |
| Canada Pension Plan (CPP) | $1,433 | 60+ (varies) | Last week of November |
| Total (OAS + GIS + CPP) | $3,338 | 65+ with full eligibility | Varies by program |
Frequently Asked Questions (FAQs)
1. What is the eligibility for OAS?
Canadian citizens or residents aged 65 and older with legal status and residency history.
2. Who qualifies for the GIS?
Low-income seniors who already receive OAS and meet income thresholds.
3. How is CPP calculated?
CPP is based on your work history, contributions, and age you start receiving it.
4. When are the November pension payments?
OAS and GIS mid-November; CPP near the end of November.
