The Canada Revenue Agency has confirmed that the $460 GST/HST Credit Payment will be sent out in November 2025 to eligible Canadians. This tax-free benefit helps low- and moderate-income individuals and families cover the cost of the Goods and Services Tax and Harmonized Sales Tax. Many Canadians are waiting to find out if they qualify for this payment. The credit provides important support for households as living costs & inflation continue to rise across the country.
Updated Eligibility Rules for Canada’s $460 GST/HST Credit in November 2025
You can qualify for the GST/HST Credit based on how much money you earn each year and your family situation. If you want to get the $460 payment in November 2025 you need to be a Canadian resident who is at least 19 years old and you must have filed your 2024 tax return. If you have a spouse or children you might get more money depending on what you earn together as a family. The CRA looks at your most recent tax return to figure out if you qualify so you don’t need to fill out a separate application. This system helps make sure the credit goes to people with lower incomes without extra paperwork.
CRA’s Official Schedule — When Canadians Will Receive the $460 GST/HST Deposit
The next GST/HST Credit payment will arrive on November 5 2025. You will receive it through direct deposit or by cheque in the mail. Canadians who have given their bank information to the CRA will see the money go straight into their accounts. The CRA sends out this credit four times a year to help low-income families get financial support when they need it. You should make sure your details are current in the My CRA Account portal so you don’t experience any delays or miss your payment.
Full Breakdown of the $460 GST/HST Support Amount for All Eligible Households
The maximum GST/HST Credit amount changes based on your income and how many dependents you have. For November 2025 single individuals could receive up to $496 while couples may get up to $650. Families with children will see an additional $171 per child. These figures are adjusted every year to account for inflation and government policy updates. The CRA calculates the exact amount automatically so you will know the total on your Notice of Determination after filing taxes.
Final Overview — Essential Points Canadians Must Check Before the November 2025 Payment
The November 2025 GST/HST Credit provides important financial support for Canadians who face challenges with everyday costs. The program focuses on helping people with low and moderate incomes to make sure assistance goes to those who need it most. To receive your payment without problems you should file your tax return on time and make sure your banking information is up to date. You should also check if you qualify for the credit. The $460 payment will help millions of Canadians across the country manage their finances better and maintain stability.
| Category | Maximum Credit (Nov 2025) |
|---|---|
| Single Individual | $496 |
| Married or Common-law Couple | $650 |
| Per Child (Under 19) | $171 |
| Average Total for Family of 4 | Approximately $1,163 |
| Next Payment Date | November 5, 2025 |
