The Canada Revenue Agency (CRA) has officially confirmed that the $460 GST/HST Credit Payment will be distributed in November 2025 to eligible Canadians. This tax-free benefit is designed to help low- and moderate-income individuals and families offset the cost of the Goods and Services Tax and Harmonized Sales Tax. Many Canadians are eagerly waiting to see if they qualify for this upcoming payment, which plays a key role in supporting households during times of rising living costs and inflation across the country.
Who Qualifies for the November 2025 GST/HST Credit
Eligibility for the GST/HST Credit is primarily based on your annual income and family structure. To receive the $460 payment in November 2025, you must be a Canadian resident aged 19 or older and have filed your 2024 tax return. Couples and families with children may receive a higher amount depending on their combined income. The CRA automatically determines eligibility using the most recent tax filing, so no separate application is needed. This ensures the credit reaches eligible low-income earners efficiently.
How and When the $460 GST/HST Credit Will Be Paid
The next GST/HST Credit payment is scheduled for November 5, 2025, and will be sent via direct deposit or mailed cheque. Canadians who have registered their banking details with the CRA can expect funds to appear directly in their accounts. The CRA pays the credit quarterly, ensuring that low-income families receive timely financial relief. Recipients are encouraged to keep their information updated in the My CRA Account portal to avoid delays or missed payments.
How Much You Can Receive from the $460 Credit
The maximum GST/HST Credit amount varies depending on your income and number of dependents. For November 2025, single individuals could receive up to $496, while couples may get up to $650. Families with children will see an additional $171 per child. These figures are adjusted annually to reflect inflation and government policy updates. The CRA calculates the exact amount automatically, so you’ll know the total on your Notice of Determination after filing taxes.
Summary and Key Takeaways
The November 2025 GST/HST Credit offers meaningful relief for many Canadians struggling with daily expenses. By targeting low- and moderate-income individuals, the government ensures financial assistance reaches those who need it most. Filing your tax return on time, keeping your banking details current, and understanding your credit eligibility are essential steps to receive this payment smoothly. Overall, the $460 credit will continue to support millions across Canada in maintaining financial stability.
| Category | Maximum Credit (Nov 2025) |
|---|---|
| Single Individual | $496 |
| Married or Common-law Couple | $650 |
| Per Child (Under 19) | $171 |
| Average Total for Family of 4 | Approximately $1,163 |
| Next Payment Date | November 5, 2025 |
Frequently Asked Questions (FAQs)
1. Who qualifies for the $460 GST/HST Credit?
Low- and moderate-income Canadians who file taxes for 2024 qualify automatically.
2. When is the next GST/HST Credit payment?
The next payment will be issued on November 5, 2025.
3. How will the GST/HST Credit be paid?
Payments are sent via direct deposit or mailed cheque by the CRA.
4. Do I need to apply for the GST/HST Credit?
No application is needed; the CRA determines eligibility automatically.
