Singapore will give a one-time payment of S$600 in December 2025 to help with cost-of-living expenses. This money helps households pay for higher daily costs like food and transport and utilities and basic medical needs. The payment comes on top of other support programs that already exist and will be added automatically to the accounts of eligible citizens.

Why the S$600 Living-Cost Subsidy Was Introduced
The purpose of this payment is to provide temporary assistance to middle-income and lower-income Singaporeans who are dealing with increasing living expenses. The support comes as a one-time credit that does not need to be paid back. The government will determine who qualifies based on official income records and household information.
Singapore Residents Eligible for the 2025 Support
To be eligible individuals must be Singapore citizens who are 21 years old or older in 2025. Whether someone qualifies depends on their income and the total value of their household assets. People earning more or owning substantial assets will get reduced support or might not qualify at all. There is no need to submit an application since the government will verify eligibility automatically. The payment is S$600 and will be distributed once in December 2025. The specific date when funds will be credited will be shared nearer to December. Those who qualify will get the complete amount in a single payment. This financial help is provided alongside other government support programs.
Breakdown of the S$600 Payment and Important Release Dates
| Payment Method | Updated Information |
|---|---|
| PayNow NRIC | Primary payout option providing quicker and highly secure transfers directly to recipients. |
| Bank Credit | Automatically processed for citizens whose PayNow NRIC is already linked to their bank account. |
| Cheque | Issued and mailed to eligible individuals only when PayNow NRIC is not linked or updated. |
| Account Updates | Residents must keep their personal and banking records updated to avoid payout delays. |
| Main Purpose | Supports seniors in coping with rising living costs and ensures smoother benefit distribution. |
Official Channels Through Which the Subsidy Will Be Delivered
– Link your NRIC to PayNow using your bank app.
– Check your address in government records & update it if needed.
– Make sure your bank account stays active before the payment arrives.
– Switch on bank transaction alerts so you can monitor your account.
– Stay aware of scams and never share your passwords or OTPs with anyone.
Essential Actions Citizens Should Complete Before the Payout
This payout can help with essential household needs. Citizens can prioritise daily expenses such as utilities, groceries, medicines, travel top-ups, and school items. Managing money carefully and avoiding unnecessary spending can help stretch the support for longer use.
